INSTRUCTIONS
Academic Year 2009/2010- Autumn Quarter
**PLEASE READ THESE INSTRUCTIONS CAREFULLY**

The enclosed tuition bill reflects charges and credits known to us on the billing date. Please verify that all amounts are correct. If an adjustment to your bill is necessary, use the worksheet on the back of this notice to calculate your adjusted total due. Please retain this worksheet and the upper portion of your bill for your records. Note that if you do not intend to enroll for the autumn 2009 term, pay only the previous balance and any current transactions.

UNDERSTANDING YOUR TUITION BILL
Previous Balance is the balance due from your previous bill. Payments received toward this balance appear in the Current Transactions section of this bill.

Current Transactions contains detailed charges and credits added to your account since the last bill.

Autumn 2009 Transactions - The Pending activity displayed in this section represents your anticipated charges and credits for the upcoming quarter. You should use the Adjustment Worksheet on the back of this form if you know these projections are not correct. Please pay the TOTAL AMOUNT DUE on your bill or the ADJUSTED TOTAL AMOUNT DUE, if you used the Adjustment Worksheet.

TUITION CHARGES are calculated at the rate of a full program. If you do not plan to register for a full program, adjust the tuition charges according to the tuition rate schedule - see list of tuition rates at http://bursar.uchicago.edu/tuition.html.

STUDENT INSURANCE
Each year all students are automatically enrolled in the University’s Student Health Insurance Basic plan and assessed the quarterly premium on the student’s account. Students may waive this coverage by providing proof of comparable insurance or may upgrade from the Basic plan. For more information about insurance, visit http://studenthealth.uchicago.edu/studentinsurance/.

STUDENT FEES
The Student Life Fee supports various aspects of the student life experience. For undergraduates, the Student Life Fee encompasses three areas: 1) health and wellness services (68%); 2) student activities and co-curricular programs (26%); and 3) special academic resources including laboratories and libraries (6%). Similarly, graduate students will be assessed a Student Life Fee, encompassing their health and wellness and student activities fees. For graduate and professional school students, the Student Life Fee encompasses two areas: 1) health and wellness services (79%); and 2) student activities and co-curricular programs (21%).
For information about Room and Board charges, contact the Office of Undergraduate Student Housing.
For information regarding the Lifetime Transcript Fee for Entering Graduate Students that is assessed once upon matriculation, contact the Registrar's Office.

DIRECT DEPOSIT FOR STUDENT REFUNDS – ***NEW SERVICE***
Effective July 6, 2009, the University began to offer a new direct deposit service through which you can choose to have your refunds (financial aid or loan dollars that exceed the amount owed) deposited directly to the U.S. checking or savings account of your choice. This new service enables you to have quicker access to your funds rather than wait for a check through the mail. The longstanding practice of picking up paper checks has been eliminated. To sign up for direct deposit, you must register online via cMore, the University portal for student services.

ELECTRONIC BILLING
The University of Chicago, in partnership with Sallie Mae Solutions, offers students the option to receive and pay tuition bills electronically. E-Bill allows you to view your bills 24 hours a day, 7 days a week, from anywhere in the world and to make payments over a secure web site (U.S. bank accounts only). For additional information or to signup, visit http://bursar.uchicago.edu/students.html.

AGENCY BILLING
If your bill will be paid by an outside agency for the full academic year and is not contingent upon receiving a specific grade, you are responsible for providing the Bursar’s Office with the agency’s letter of authorization prior to the new academic year. For details on what must be included in the letter of authorization and for more information on agency billing, please visit the Bursar's website at http://bursar.uchicago.edu/students.html.

TUITION PAYMENT PLANS
The University of Chicago offers two monthly payment plans which allow students or parents to pay all or part of the annual charges in several equal installments. These are not loans; therefore no interest or finance charges are incurred. However, a non-refundable enrollment fee is required. For more information about these plans, visit the Bursar’s website http://bursar.uchicago.edu/students.html.

FINANCIAL AID AND OTHER CREDITS
Known on the billing date will appear on your bill. Federal loans and some alternative loans reflect gross rather than net amounts on the billing statement. There will be an adjustment to your account for loan origination and/or guarantee fees in a subsequent billing statement. More detailed information about Student Loans and Federal Work Study is available at https://sla.uchicago.edu/.

Stipend Checks
Stipend checks for graduate students will be available from your Dean of Students and for undergraduate students at the Office of College Aid, 1101 E. 58th St, Walker 309.

Non-University Scholarships
If you have a non-University scholarship check in your possession, mail it directly to the appropriate Office so that the funds can be credited to your tuition account. Graduate students mail to: Office of the Bursar, ADM 101, 5801 S. Ellis Ave., Chicago, IL 60637 Undergraduate students mail to: Office of College Aid, 1101 E. 58th St, Walker 309, Chicago, IL 60637

INQUIRIES should not be included with payments. Inquiries should be directed to the University Offices listed on the reverse of the bill.

FAILURE TO PAY YOUR BALANCE IN FULL COULD RESULT IN A $50 LATE PAYMENT FEE

ADJUSTMENT WORKSHEET FOR PENDING TRANSACTIONS

(Please retain this worksheet and the upper portion of your bill for your records.)

1. If the tuition as billed differs from the rate applicable to the program for which you expect to register, enter the difference between the two rates. (See list of tuition rates at http://bursar.uchicago.edu/tuition.html)	____________________
2. If you submitted, or plan to submit a waiver, for Health Insurance enter the billed amount. (See Insurance options at https://registrar.uchicago.edu/health)	____________________
3. If your application for an educational loan is currently on record at the University and has been approved by a lender but is not reflected as a credit on the enclosed billing statement, enter the net portion of the loan. The net portion is the loan amount for which you applied, minus any guarantee and origination fees. You may not apply current quarter loans to amounts due from previous quarters.	____________________
4. If an official outside agency has made an agreement with the University to pay some portion of this bill, and if that credit is not reflected on the enclosed billing statement, enter the amount of the outside support.	____________________
5. If you are entitled to faculty/staff or other tuition remission privileges, and the credit is not reflected on the enclosed billing statement, enter the appropriate amount.	____________________
6. Total Adjustments (1+2+3+4+5)	____________________
7. PENDING AMOUNT DUE (from bill)	____________________
Enter TOTAL AMOUNT DUE (from bill)	____________________
Subtract MAXIMUM ALLOWED ADJUSTMENTS (Line 6 or 7, whichever is smaller)	____________________
The result is the ADJUSTED TOTAL AMOUNT DUE	____________________

ADJUSTED TOTAL AMOUNT DUE is the amount you should pay now. You are responsible for payment of the difference between credits and charges. You are also responsible for the accuracy of the above calculations. A late payment fee of $50 will be assessed on your account for under-payment as well as for failure to remit payment by the due date.